Now, as we know, Annie Valentine has had huge credit card problems in the past but she is still determined to get on top of them. She never can quite stick to her boring old budget, but her debt has come down from five figures (eek!) to a low four figures.

Here are her five best tips BTW!

1. My loves, if you’ve got to the stage of stashing your credit card bills under the bed in the hope that they will just go away, pay attention! You do not want bailiffs at your door so you have got to take action! Stop shopping. Cut those cards up if you have to and start thinking of how you are going to repay just a little bit more of that debt every month. What about an evening or weekend job? Could you sell things you don’t need on ebay? Car boot sale? Hold a wardrobe sale with friends and family? Please get help. Get online, get on the phone. There is loads of help for people in debt.

2. If you are broke, don’t go shopping! Everything is laid out so temptingly that it will be impossible to resist. Window shopping does not exist. Instead stay home, organise your wardrobe beautifully, mend things, sew on buttons, polish your old shoes up. Try and be grateful for the lovely things you already have.

3. You can’t have everything! You may be able to afford a pair of new shoes, but don’t be buying the bag, the dress, the lipstick and the state-of-the-art hair tongs to go with them. Buy new shoes that will look gorgeous with the things you already have in your cupboard. Never underestimate the power of a beautiful £5 necklace from Accesorize – suddenly even boring old black t-shirts look glamorous.

4. First day of the month, have a direct debit set up to go towards your credit card bill or (once that’s paid off) your savings account. Lots of people shop because they’re insecure. A lovely fat savings account will make you feel much more secure than designer labels you can’t afford (well, apparently. I still haven’t got any savings yet, but one day I will have that virtuous, saintly glow).

5. One lovely, well made thing that you can wear over and over is sometimes better and cheaper than bagfuls of tat. Just ten pairs of £30 shoes a year equals one pair of gorgeous, treasure for a lifetime, Jimmy Choo pumps.

There’s the main, big ticket event: Aye Write Festival in Glasgow. On March 6th 6.30pm at the Mitchell Library, you can meet me and the lovely Jill Mansell on our Girls Night Out.

Dress up (I know I’m going to… well I don’t get out much!), bring your friends (I will too) and we’ll all swap favourite books, worst ever changing room/ outfit disaster stories and have a laugh. Book the tickets and the babysitter now! Here’s the link www.ticketweb.co.uk/INFO/AYEWRITE/ or www.ayewrite.com for information (although they had the time wrong, last I looked. It’s definitely 6.30pm).

I’m also going to be in:

Hemel Hempsted at the Astley Cooper School on March 1st at 12.30pm. (With a book signing open to the public from 1.30pm.)

Burntwood School in London SW17 on March 2nd

Guildford, St Catherine’s School on March 3rd

Waterstone’s evening event, Guildford High Street, Guildford, also on March 3rd.

Come along if you can! It is always fantastic to meet readers.

Spring

The first hit of bright Spring sunshine has arrived and suddenly the windows look filthy, the house seems covered in clutter and dust, plus everything in my wardrobe is now hideously drab, black and grey.

I am craving fresh air and colour. I even tidied up a bit of the garden and I pretty much hate gardening and kill everything I plant, so clearly I must have Spring Fever. (Plant pretty flowery thing, watch it die, weed it out, plant new pretty flowery thing… that’s how it is in my garden. Yes, plus slash and burn undergrowth control). Ivy seems to grow brilliantly in my garden. Ivy and snails.

I’ve put out a pink bedspread in the room with yellow walls. I have a total thing for yellow and pink at the moment. I’m not convinced I’m going to wear it. In fact, much as I love pink, I’ve not yet discovered a shade that really suits me. But it must be out there somewhere.

Following a good old clear through the wardrobe, I can honestly say that there is very little Spring/ summer wear in there – an incredible amount of tights and hold-ups though. Unbelievable. I could open my own little concession. Winter clothes, I have piles of: jumpers, dark jeans, cardigans, a wide selection of Uniqlo thermal tops, woolly everything, scarves, tick. (Oh GOD! I lost my purple gloves. For Christmas I got these fabulous purple leather driving gloves with a knitted stripy lining; Noa Noa, I think, from my Mum. I was so in love with them, so ultra careful with them… I hardly even dared to wear them anywhere. Now they are gone. Disappeared. Completely lost. I am only just coming to terms with this. There is no way I can tell her. No way. She will never give me anything as nice again.)

Anyway, I’m definitely going Spring shopping. I am going to buy pale green and bright blue and heck, even white, maybe even a hit of yellow and orange. Then I will just have to trust that the weather improves and I get a chance to wear it all.

For my St Jude’s fans.

There is an eating problem in the new book and I wanted talk about that a little.

Just like lots of my school friends, I under-ate when I was a teenager. I remember lasting a whole day on a handful of strawberries. Yes, the result was I was thin, but I didn’t have much energy to do anything and I often fainted. I gave up doing any kind of sport at about 15. So then I was unfit as well as unenergetic.

It probably took a full 10 years before I saw the light and got really healthy. At 25-ish, I joined a gym, started eating really well and finally gave up the dreaded cigarettes. Eating well and exercising are the only way to go. Please put all the faddy diet books down right now.

Nowadays, I’m pretty Californian about my health! It’s 3 square meals with lots of fruit and vegetables, hardly any junk and some vigorous exercise every day: tennis, the gym, the treadmill, long dog walks, even running up and down the stairs. Usually I’m full of energy and although I’m not underweight like I was, I’m not overweight either.

It’s a good guideline to know your recommended BMI: body mass index (you can look up tables on-line) and try to keep well within in. Don’t get too underweight, don’t get too over weight.

If sport is uninspiring at school, I really urge you to join something with your friends: a gym, a dance class, a netball or athletics club. It’s always much more fun and motivating to go together with pals and the people running sports and athletics clubs are usually great. They always want to help more people into the sport. Yes, even if you are a beginner or rubbish!

My favourite eating tip: if you are craving something unhealthy, eat a good thing first. So before you tackle that packet of biscuits, have a big banana first. Or a crunchy apple before the crisps. It will concentrate your mind on what you are putting into your precious body.

Drink loads of water every day. Loads…. glasses and glasses of the stuff. Tea, coffee and fizzy drinks do nothing for you or your skin. Water is the thing. I drink it from the tap, I’m not fussy.

If you think you have an under- or over- weight problem, you need to speak to your doctor and get really good advice. The only diet book I’d ever recommend is French Women Don’t Get Fat which is packed with truly sensible advice from a woman you will think of as your surrogate French Maman. Plus Mirelle is so cool. She’s a champagne ambassador and splits her life between New York and Provence. Just how jealous-making is that?

For the first two weeks in July, I was on holiday. As a big birthday treat, I went to New York with my family and had a truly brilliant time. It was hot, it was hectic, it was very exciting.

We did lots of touristy things, of course: Statue of Liberty check, Empire State Building, check, Natural history Museum, the Met, MoMA, the Bronx Zoo, the Central Library… all fantastic. All totally worth visiting.

Our apartment was weirdly Glasgow-ish: a Victorian sitting room, a little bit brown and shabby-chic, turned into a one-bedroom plus kitchenette kind of thing. It was on 16^th street between 5^th and 6^th and I can’t recommend that slice of town enough. We were right beside 5th Avenue… within spitting distance of Anthropologie, Coach, Banana Republic, J Crew (eek, all shopping accidents waiting to happen) Also the unbelievable farmer’s market in Union square.

When we weren’t eating out, we cooked in  – which Manhattanites don’t –  maybe because cooking attracted the biggest, brownest insect I’ve ever seen. Too big to be a roach, apparently he was a water beetle.

Yes, there were some shopping adventures: I bought my son button-down shirts and his first tie in the slightly fusty, wood-panelled Brooks Brothers (thus fulfilling a Woody Allen inspired fantasy… )

I took Claudie to American Girl Place where our jaws dropped. Not only could you buy a dolly to look like you, clothes and every dolly accessory ever invented (dolly kayak for instance), there was even a dolly hair salon where real, live stylists plaited your dolly’s hair.

I mainly bought shoes, none expensive and all quite devastatingly practical… OK apart from the Park Avenue Princess pumps in furry leopard skin with patent leather trim!

We spent lots of time hanging with the nannies and ‘Hudson Juniors’ in the Central Park playgrounds. Boating on the pond was the best and there were turtles. I found that surprising… what do they do with them in the winter? Fly them to Florida?

I turned 40 (!) and I got a truly spectacular cake. We went out and ate pizzas, played in the Washington Square fountain, walked home up Fifth Avenue admiring the lights on the Empire State building. I counted my many blessings, especially the three I was with, and thought 40 felt pretty good actually.

From 10th August, selected Faith stores will be giving away free copies of The Personal Shopper to customers who spend over £30 (while stocks last).

Obviously I couldn’t post a word yesterday, the first officially decent day of the year, because I was doing what every self-respecting Scottish person does at the slightest hint of sunshine: staying outside all day in the skimpiest summer clothes to be found in the back of the wardrobe. Yes, that slightly mouldering pile of things unworn since last August.

Now everyone, apart from me because I am a ‘Mediterranean olive’ type, is already burnt. Can you blame them?? No sun for six, seven months, then a full on, factor 20 blitzer of a day without the slightest warning and no one was going to go off to the chemist’s for sunscreen because they might have missed it. That’s how the weather is here: it could all change in the blink of an eye.

Today, the second official day of sunshine, I have been out and about noticing the alarming variety of confused summer outfits there are out there because no one has been summer shopping and summer clothes are not worn out in a season up here, believe me.

So in just a short tour of the high street I’ve seen more long fishtail dresses (1980s? early 1990s?) than I’d care to mention. Especially bad in olive green. Then there was the girl in the matching printed blouse and printed shorts worn with dark wool tights and MBT trainers… and another in a bright lime green vest dress with baseball boots and the palest Scottish skin you can imagine.

Let’s not leave the men out of this: three quarter length black trousers, sandals, grey socks, white t-shirt, black jacket and monumental beer belly left one third exposed. Mmmmm… you’d think I was making it up, but sadly not.

Personally, I kept my jeans on. It may have been sunny but I wasn’t taking any chances. The weather can change in a blink of an eye.

The only person who looked really good in her new summer wear was my totally style-and-fashion-gifted daughter.

One look out of the window this morning and she went to her three school summer dresses (she bought them herself at last year’s school fete for 50p a pop). She held each one up in turn in front of herself, picked her favourite, then selected white socks with a blue and white check trim and a matching blue hair-clip.

I am constantly learning from her. She always chooses her clothes in a few co-ordinating colours: pink, purple, blue, some red, but nothing else. She is always prepared: buying dresses well ahead of summer and she always cares about the details: the matching socks and clips.

I think the style gene has skipped a generation and gone from my mother, straight to Claudie.

PS The summer holiday is booked…. Cornwall!!!!!!!! (You will have to read the last April post to know why that is tragic!!) No sooner had I booked it, than I was on another writer’s website reading how she’d spent four weeks in Cornwall where it drizzled every single day. AAAAArgh!